Etsy Fees in 2026, Explained With Real Math
Ask ten Etsy sellers what percentage Etsy takes and you'll get ten answers, because the honest answer is "it depends on the order." Here is every fee in 2026 (US rates), and the real math on a typical order.
The five fees
| Fee | Amount | When |
|---|---|---|
| Listing | $0.20 | Per listing, and again each auto-renew after a sale |
| Transaction | 6.5% | On item + shipping + gift wrap |
| Payment processing | 3% + $0.25 | Per order via Etsy Payments |
| Offsite Ads | 15% (12% over $10k/yr) | Only when the sale came from an Etsy-placed ad |
| Shop setup | $15–29 once | When you open the shop |
A worked example
Two mugs at $24 plus $5.95 shipping = $53.95 order total.
- Transaction: $53.95 × 6.5% = $3.51
- Processing: $53.95 × 3% + $0.25 = $1.87
- Listing renewal: $0.20
Total: $5.58, or 10.3% of the order. If it was an Offsite Ads sale, add $8.09 — now it's 25.3%.
The three traps
- Fees hit shipping too. That $5.95 shipping charge isn't fee-free money.
- Offsite Ads is mandatory over $10k/yr. Price so a 12–15% surprise doesn't erase your margin.
- Refunds don't return the listing fee.
Rule of thumb: your price should be at least 2.5–3× your all-in cost (materials + packaging + labor + fees).
Templates that do this math for you
LedgerNest builds finance & ops templates for Etsy sellers, freelancers and cleaning businesses.
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